IDFLOW
IDFlow PensionPass™ — Digital Pension & Retirement Ecosystem

The Future of
Pension & Retirement
Management

One IDFlow Secure Number™. One Employment History. One Beneficiary Network. One Pension Profile. One Retirement Journey — controlled entirely by you.

Member IDFlow Secure Number™

IDF-7845-2296-1108

Pension Trust Score: 96/100

R2.1T+

Assets Under Management

1.2M+

Pension Members

99.97%

Fraud Prevention Rate

48hrs

Average Claim Processing

Your Complete Pension Overview

Everything in one place — your pension, employment history, beneficiaries, and compliance status.

Member IDFlow Secure Number™

IDF-7845-2296-1108

Government Employees Pension Fund · Member No. GEPF-4421987

Pension Trust Score™

96/100

Excellent Standing

Years of Service

24 years

Retirement Date

Mar 2031

Monthly Estimate

R28,400

Beneficiaries

3 Verified

Pension ConsentVerify™

You Approve Every Change

No banking detail, beneficiary, or payment instruction changes can proceed without your explicit approval. Every action is permanently logged.

  • Banking detail changes require your approval
  • Beneficiary updates require your approval
  • Pension withdrawals require your approval
  • Payment instruction changes require your approval

Banking Details Update

GEPF

High Risk

Beneficiary Change

Old Mutual Retirement

High Risk

Pension Income Verification

ABSA Bank

Low Risk

Employment Verification

DigiDZine Creative Studios

Low Risk

Beneficiary Management™

Nominate beneficiaries directly from your verified IDFlow Family™ profiles — no manual forms, no paperwork.

Spouse

IDF-6621-4488-7788

60%allocation
Verified

Child

IDF-2298-5521-0087

25%allocation
Verified

Parent

IDF-5588-2211-9900

15%allocation
Verified
Pension Life Verification™

Prove You're Alive From Anywhere

No more travelling to pension offices. Verify your liveness remotely using facial recognition, biometric verification, and secure mobile authentication.

  • Facial recognition & liveness detection
  • Biometric verification
  • Deepfake-protected
  • Mobile-first experience
  • Instant status update

Verified Active Pensioner™

IDF-7845-2296-1108

Life Verified · 18 June 2026

Next verification due: 18 December 2026

Everything in the PensionPass™ Ecosystem

A comprehensive suite of tools for members, pension funds, employers, and financial institutions.

Complete retirement overview

PensionPass™ Dashboard

  • Pension Fund Memberships
  • Years of Service & Retirement Age
  • Pension Value & Estimated Benefit
  • Monthly Pension Payments
  • Tax Certificates & IRP5s
  • Beneficiary Status & Claims

Verified family network

Beneficiary Management™

  • Nominate from IDFlow Family™ profiles
  • No manual paperwork required
  • Percentage allocation per beneficiary
  • Identity & relationship verification
  • All changes require ConsentVerify™

Real-time fraud protection

Pension FraudShield™

  • Banking detail change alerts
  • Duplicate claim detection
  • Identity & beneficiary fraud prevention
  • Suspicious login activity alerts
  • Fraud Risk Score: Low / Medium / High

Prove liveness remotely

Pension Life Verification™

  • Facial recognition & liveness detection
  • Biometric verification
  • Mobile authentication
  • Eliminates unnecessary travel
  • Status: Verified / Pending / Expired

Verified career records

Employment History Network™

  • Employer & position history
  • Service years & salary history
  • Employers submit verified data directly
  • Member approves all submissions
  • Contribution history tracking

Secure income document storage

Salary Vault™

  • Payslips & IRP5 Certificates
  • Employment contracts
  • Income verification letters
  • Employer uploads with consent
  • Approved organisations request access

Share verified income instantly

Pension Income Verification™

  • Banks request via IDFlow Secure Number™
  • No document uploads required
  • Member approves each request
  • Instant verification completion
  • Verified income range displayed

Streamlined claim processing

Death Claim Automation™

  • Death certificate verification
  • Auto-identify verified beneficiaries
  • Instant beneficiary notifications
  • Real-time claim progress tracking
  • Significantly reduced claim delays

Full accountability & transparency

Pension Audit Trail™

  • Every access request logged
  • Every beneficiary change recorded
  • Every payment update tracked
  • Every verification documented
  • Date, Organisation, Action, Outcome

Plan your retirement with confidence

Retirement Planning Dashboard™

  • Retirement readiness score
  • Pension projection charts
  • Future income estimates
  • Tax planning information
  • Beneficiary completion status

You control every change

Pension ConsentVerify™

  • Banking detail changes require approval
  • Contact info changes require approval
  • Beneficiary updates require approval
  • Payment instruction changes require approval
  • Every action permanently logged

Intelligent guidance on demand

PensionPass™ AI Assistant

  • "What is my estimated pension?"
  • "Who are my beneficiaries?"
  • "When can I retire?"
  • "What documents are required?"
  • "How do I submit a claim?"

GEPF & Government Integration Module

PensionPass™ supports all major South African pension and retirement fund types with secure API integrations.

Government Employees Pension Fund (GEPF)
Municipal Pension Funds
Provident Funds
Retirement Annuities
Private Pension Funds
Corporate Retirement Funds

Salary Vault™ & Employment Verification

Employers submit verified payslips and employment records directly to your profile. You approve everything.

DigiDZine Creative Studios

IDFB-001458799

Employment Verification

Submitted

Salary Verification

Submitted

Contribution Verification

Submitted

June 2026 Payslip

Submitted
Pension Trust Score™

Your Pension Profile Health Score

A comprehensive compliance score based on identity verification, employment records, contribution history, and beneficiary status.

20/20

Identity Verified

20/20

Employment Verified

19/20

Contribution History

18/20

Beneficiary Verified

19/20

Documentation

Overall Pension Trust Score™

96

out of 100 · Excellent Standing

Common Questions

The Long-Term Vision

One IDFlow Number™
One Employment History™
One Beneficiary Network™
One Pension Profile™
One Retirement Journey™

IDFlow PensionPass™

The Future of Pension and Retirement Management.

Take Control of Your Retirement Today

Link your pension to your IDFlow Secure Number™ and manage your entire retirement journey from one secure dashboard.