Verify Once. Use Everywhere.
What is your
IDFlow Number™?
The sender never needs to know the recipient's banking details. The recipient never needs to expose them. IDFlow securely routes payments to the verified destination.
0
Banking details exchanged
100%
Verified destinations
24/7
Payment protection
From Banking Details to IDFlow Numbers™
The world no longer needs to exchange sensitive financial information. One verified number replaces them all.
Today people ask
Banking details exposed · Fraud risk · Account substitution
IDFlow changes this to
"What is your IDFlow Number™?"
Verified Payment Destinations™
Link your accounts privately. The sender never sees them.
Bank Accounts
Debit Cards
Credit Cards
Virtual Cards
Digital Wallets
Mobile Money
Linked to your IDFlow Number™
Users manage these privately. The sender never sees them. IDFlow routes to the preferred verified destination.
Payment Routing Engine™
When money is sent to an IDFlow Number™, the platform determines the best route.
Money sent to
IDF-7845-2296-1108
Preferred Destination
User's chosen default
Verified Destination
Confirmed active account
Available Destination
Fallback if preferred fails
Payment routed securely
A Secure Identity-Linked Wallet
One wallet. Every payment type. Fully verified.
Every verified user automatically receives an IDFlow Wallet™
Person To Person™
Business To Person™
Salary Payments™
Family Transfers™
Refund Payments™
Marketplace Payments™
International Transfers™
Government Payments™
Benefit Payments™
Grant Payments™
Multiple Funding Sources™
Users choose their preferred funding source for every payment.
Bank Account™
Debit Card™
Credit Card™
IDFlow Wallet™
Business Wallet™
Payroll Wallet™
Employer Payments™
Government Payments™
Merchant Refunds™
International Transfers™
Hold, Convert & Pay Globally
Receive payments globally. Make payments globally. One identity-linked wallet, multiple currencies.
USD
EUR
GBP
ZAR
AUD
CAD
AED
KES
Hold Multiple Currencies
Store balances in 8+ currencies
Convert Currencies
Exchange at verified rates
Global Payments
Send and receive worldwide
Pay With a Name, Not a Number
Create a memorable PayTag™ while the underlying identity remains fully verified.
@Alexander
Alexander
@JohnSmith
John Smith
@ABCConstruction
ABC Construction
@TheodorePetrus
Theodore Petrus
Payments can be sent using
PayTag™
QR Code™
IDFlow Number™
Trust Before Money Moves
Before a payment is completed, the platform displays full verification status — reducing payment fraud dramatically.
Sending R 5,000.00 to
IDF-7845-2296-1108
Recipient Verified™
✓ Confirmed
Identity Verified™
✓ Confirmed
Business Verified™
✓ Confirmed
Trust Score™
✓ Confirmed
Verification Date™
✓ Confirmed
Payroll Without Banking Details
Employers upload payroll using IDFlow Numbers™ instead of bank accounts. No payroll fraud. No fake account changes.
Employer enters IDFlow Numbers™
IDF-88452147 · IDF-88452148 · IDF-88452149
System verifies each employee
Employee Verified · Banking Verified · Account Active
Salary is delivered
No banking details exchanged · No payroll fraud
Any Change Requires Multiple Verifications
Any change to a payment destination requires two or more verification methods. Every change generates a permanent audit log.
Face Verification
Fingerprint Verification
Retina Verification
PIN Verification
Trusted Device Verification
✓ Two or more verification methods required
Permanent audit logs generated for every change
Request Money With an IDFlow Number™
No banking details required. No account details required. Just an IDFlow Number™.
Request from
IDF-8845-2296-1108
R 1,500.00
Invoice #INV-2026-0042
Verified Payment Badges™
Trust exists before money moves. Every payment carries verification badges.
Sender Verified™
Recipient Verified™
Payment Verified™
Identity Verified™
Audit Trail Available™
Optional Escrow Protection
Money held safely until conditions are met.
Money held until
Suitable for
Protected Against Every Fraud Type
Banking Detail Fraud
✓ Blocked by IDFlow
Payroll Fraud
✓ Blocked by IDFlow
Fake Beneficiaries
✓ Blocked by IDFlow
Fake Refunds
✓ Blocked by IDFlow
Supplier Payment Fraud
✓ Blocked by IDFlow
Account Substitution Fraud
✓ Blocked by IDFlow
High-Value Payment Protection
Before high-value payments, require minimum two-factor approval with risk-based authentication.
Face Verification™
Fingerprint Verification™
Retina Verification™
PIN Verification™
✓ Minimum two-factor approval required
Risk-based authentication adapts to transaction value
Documents Under Owner Control
The document owner can revoke access, expire access, restrict viewing, and track activity. Audit logs record all actions.
Remote Access Revocation™
Auto Expiry™
View Only™
No Print™
No Download™
Dynamic Watermarking™
Access Tracking™
Enterprise-Grade Secure Document Rooms
Recruitment
Tenders
Mergers & Acquisitions
Legal Matters
Property Transactions
Due Diligence
Every data room includes
One Verified Ecosystem
Chat, send documents, send invoices, request payments, approve payments, and receive salaries — all within a single verified ecosystem.
Chat
Send Documents
Send Invoices
Request Payments
Approve Payments
Receive Salaries
Business Benefits™
Reduce
Increase
Integrate Payments Using IDFlow Numbers™
Allow businesses and developers to build verified payments into their platforms.
Payment API™
Payroll API™
Wallet API™
Escrow API™
Refund API™
Identity Verification API™
Recipient Verification API™
Merchant API™
Accept Payments With Your IDFlow Number™
Customers pay verified businesses without exposing banking information.
IDFlow Number™
Pay using the business's verified number
IDFlow Merchant ID™
Pay using a dedicated merchant identifier
No banking information exposed. Every transaction verified.
A World Where People Exchange
IDFlow Numbers™ — Not Bank Accounts.
No longer exchanged
Bank Accounts
Card Numbers
Payment Links
Wallet Addresses
Instead exchanged
IDFLOW PAY™ · Powered by IDFLOW SECURE™ · The Future Of Verified Payments™